The cheapest seaside homes in the west of Scotland revealed
Towns ranked as the cheapest and most expensive in the UK
Most of the cheapest seaside homes in the UK can be found around the south west of Scotland, but one coastal town has also seen the biggest jump in prices.
The Bank of Scotland is publishing a rundown of based on average selling prices in 2024 with 9 of the 10 cheapest locations spread across Ayrshire, Argyll and Bute and Dumfries and Galloway.
Campbeltown was the least expensive with an average selling price of £103.078.
Highest prices in the east
St Andrews is Scotland's most expensive coastal location.
The average home in the historic Fife university town now costs £458,381 - up 8% in the past year.
Gourock, experienced the biggest spike in price over 2024, with average prices increasing by 24% to £175,660.
In the last five years, the bank says prices in Scottish coastal towns increased by 25%, compared with the UK's overall average rise of 18%.
Ayr saw the biggest number of transactions (963), followed by Inverness (915) and Greenock (626).
Overall, the housing market for coastal locations in Scotland was worth around £1.9 billion last year, up around 4% from the previous year.
The 10 cheapest towns
- Campbeltown £103,078
- Rothesay £111,764
- Millport £ 111,008
- Port Bannatyne £115,421
- Girvan £116,211
- Greenock £117,751
- Ardrossan £124,532
- Wick £126,708
- Stranraer £128,888
- Saltcoats £129,194
Isla Benzie, head of Bank of Scotland mortgages, said: "Scotland's coastline offers something for everyone - from the historic streets of St Andrews to the island charm of Rothesay and Millport.
"While some of the most sought-after locations continue to command premium prices, there are still plenty of affordable options for buyers willing to look beyond the traditional hotspots.
"Coastal property prices in Scotland have risen over the past year, reflecting strong demand and the enduring appeal of seaside living.
"But it's also important to recognise the diversity of these communities - while some are thriving, others face real challenges linked to housing affordability, seasonal economies and access to services."
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