North Norfolk retains lead for mortgage-free homes

Figures show almost 50% of properties are owned outright in the East Anglian coastal area

Author: Poppi AndelinPublished 11th Feb 2026

North Norfolk has retained its status as the local area in England with the highest percentage of properties owned outright by their occupants, figures show.

Nearly half of all types of accommodation in the thin strip of East Anglian coastline are owned in full, meaning the residents have no outstanding mortgage repayments or money owed.

The area includes the seaside towns of Cromer and Sheringham and has for several years been the local authority in England with the largest percentage of the population aged 65 and over.

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